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Prior Ownership - Many insurance companies want to see previous boat ownership, mainly for larger boats. If you never owned a boat and you are purchasing a 17-footer, no issue. If you are purchasing a 45-footer, insurance companies like to see experience with a similar size. If you have owned a 17-footer and you are now purchasing a 45-footer, not so good. Many insurance companies may not want to take on this risk.
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On average, boat insurance costs a few hundred dollars, though it can run over $1,000 per year, depending on the type of boat and your personal profile. The type of boat, its length, and the expected use of the boat will largely dictate your boat insurance rates. Not sure how much coverage you need ? Give us a call and we can help !
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